2 Months Bank Statements/Passbooks (Checking & Savings) – All pages even if blank. (any non- payroll deposits that are $500 or greater will need explanation)
2 Years Personal Income Tax Returns with W2’s, 1099’s & any additional tax forms.
Proof of Additional Income. (i.e.: Self-Employment, Child Support, SSI, etc.)
Copy of most recent Mortgage Statement.
Divorce Decree or Separation Agreement.
Alimony or Child Support Documentation. (if paying or receiving)
Bankruptcy Discharge Documentation.
Copies of Photo ID’s for ALL Homeowners.
Social Security Cards for ALL Homeowners.
A Letter from the Homeowner describing their hardship and the reason(s) for falling behind on the mortgage payments, along with the start date, and details on what you have done to resolve the situation.
Budget form provided at Homebuyer Education. 3 Months Paystubs – All Adult Household Members.